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Financial Planning and the Future of Women:

November 12, 2018 by jeenniwill  

 

 

The world is changing but in some aspects, it does not do it at the pace we would like. In matters of gender, speed is not the strong point. While it is true that women have been gaining weight, both professionally and personally, reality presents us with a scenario where equity is not the protagonist. Especially if we are talking about numbers, where mathematics does not match and vary according to whether we speak of men or women.

Traditionally, men have been the visible head in the management of family savings, although, little by little, the situation is changing and women are acquiring a more active position when managing their Female Financial Management. Especially, this trend is being observed in younger women. They begin to worry before, and more actively, about their savings. They want to personally take care of their money and not delegate investment decisions to a third party.

This change is obvious, although its evolution is being gradual. From the survey, it is clear that women are increasingly involved in the personal finances of their families. Specifically, 54% of the consultants surveyed gave women a leading role in the household economy, compared to 48% a year earlier, although there is still a 31% that considers that only participate for specific issues and 14% who believes that, although women do, they end up delegating this type of decision.

Petty money management:

The big question is: why is not the woman involved in financial planning more? For 47% of the consultants surveyed the reason lies in a poor financial culture, while 19% consider that it is because it is still a subject limited to the scope of men.

Inequality in figures:

The truth is that today, men and women are not at the same starting point to make investment decisions and 家庭理財 planning. Think about making a financial plan to ensure the future costs more when you have a lower salary.

If we enter the professional world, although the number of women who access management positions is increasing, the gap remains latent.

To gain economic independence and be able to ensure a better economic future, it is essential to have a financial project that accompanies us and that answers key questions such as: What do I want? How much do my goals cost? What do I have now? What is my profitability goal to be able to meet my goals? To answer all these questions it is necessary to develop a personal financial plan that adapts to our situation and our future needs.