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Looking Beyond Property Investments

January 11, 2019 by siddhivinayakhomes  

For many investors, property investments fit the following description: Dependable, stable and high value. But some points need to be paid attention to when looking past the outer shell of property investments. The Real estate developers in Navi Mumbai agree that even though investments are good, one has to look beyond and discover its potential.

 

When investing in Property in Navi Mumbai, an investor should look into the factors of liquidity, risk and returns, diversification and tax efficiency.

 

Liquidity:

 

Before making any kind of investment in projects in Navi Mumbai or anywhere across the country, it is important to consider the factor of liquidity. Liquidity is nothing but how easy and fast is it for an investor to turn their asset to liquid cash? The reasons for liquidating an asset could be many. At the same time, liquidity should also prevent a loss from happening. The advantage of property investment is that as time grows, the value of a property in Taloja or any other will increase over the years.

 

Risk and returns:

 

When it comes investing in Taloja projects or across the country, it is the view of Builders in Navi Mumbai that property has the potential to generate substantial returns when compared to other types of investments. It comes with low risk and has the ability to return high-returns. With a growing need of residential and commercial projects across the projects in Ulwe and other areas of Navi Mumbai, it is prudent to invest in properties across Navi Mumbai, and the investor can enjoy the constant, sometimes rising source of passive income till they continue to hold the property. At the same time, the owner also has to consider the maintenance costs and other expenses to chalk out a plan that will help them to recover their initial costs incurred during the procurement of the property.

 

Diversification:

 

When looking to create an investment portfolio, it is important to diversify so as to balance the risk and reward. Having a property investment as part of your portfolio like purchasing flats in Ulwe will add not only an investment but also an opportunity for passive income or a place to live your dreams. In case, the other investments in your portfolio experience a drop, your investment in projects in Kharghar might experience a rise in value due to the structural or infrastructural developments in the area or its nearby areas. This will lead to an increase in passive income if you have rented out your Flats in Kharghar and will balance the other side of your portfolio.

 

Tax efficiency:

 

Nowadays, the Government has introduced many schemes to encourage housing for all. There are many tax benefits available to buyers who are wanting to buy a property for both residential and commercial purposes. A residential property qualifies for tax deductions and rebates under section 80C, 24B and 80EE of the Income Tax Act,1961. If it a first home for the buyer then, the repayment of principal amount and interest  are eligible for tax benefits. If the owner is renovating then the  section 24B is very much beneficial.

 

When looking to invest in property, it is not only important to thoroughly assess the property,but it also vital to evaluate the investment against  longer-term expectations. This approach will help the buyers to taken a wise decision regarding their investments.

 

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