September 18, 2019 by balajisymphony
Buying a property in metro city is everyone’s dream, the thing is to buy it perfect according to requirement and the available amenities. Many 1BHK, 2 BHK flats are available for sale in Navi Mumbai. But before buying any property you should take a proper legal advice, verify the documents and check all the other information related to that particular land property.
The registration documents are needed to verify the authenticity of the property from the local development authority of that locality. It will provide you all the previous information related to the property land that you have decided to buy in Navi Mumbai. So before buying any land property you should properly scrutinize all the registration documents related to that property.
VERIFICATION OF THE BUILDER:
The land property that you are going to buy in Navi Mumbai can be under litigation so it’s better to do an extensive verification of the builder, you can verify the current, past projects of the builder. You can also clear all your queries related to the property or builder with the help of various online real estate forums.
You must ask or check the conversion certificate, it is needed to confirm that the status of the concerned property has been change from an agricultural to a non-agricultural purpose land or not you are authorised to get all the information pertaining to the property that you desire to buy in the future.
The completion certificate verifies that the building is in compliance with the norms and rules of the local municipal authority in terms of height, its distance from the road and the overall construction of the building is done as per the approval plan. You should never ignore this certificate before buying any Property in Navi Mumbai otherwise you may have to pay a heavy price as the property can be demolished by the local municipal authority.
CHECK THE STATUS OF TAX PAYMENTS:
Checking the receipts of the tax payment bills of the concerned property is also very important before buying that property. You should ask for the latest original tax paid receipts and check other details like taxpayer’s name, address of the building, date of payment, etc. You should also check whether the other bills are paid or not, for example electricity bill, water bill, etc. It is done to ensure that the taxes are paid up to date and to confirm that all the dues are cleared by the seller or not.
Apart from the above-mentioned documents, you should also ask the seller to provide occupancy certificate. It is compulsory for the seller to have occupancy certificate from the competent authority before selling the property and in case the seller has not obtained this certificate and sold the property then the buyer have to pay a heavy penalty under the applicable government laws. Not only to this there can be risk of demolition of the property. So be careful.
September 13, 2019 by balajisymphony
Moving or relocating is exciting. However, there are many things, which you have to keep in mind. From searching, a new home at a good location, equipped with all amenities, has the right valuation and what not! To find for your dream House Projects in Panvel is something that you should do with utmost care. Is the flat in a good location? Does it have all the needed amenities? Is it closer to schools,hospitals and shopping mall? Before you sign the dotted line, these are some crucial questions for which you should have an answer.
You may lose track of thing to keep in mind. We are here as your guide to help you find the house of your dreams. The following are the steps that you require to follow in find of your house.
Select A Layout Of Your Choice
Layouts can be starkly different from what you might expect in terms of Vastu requirements, kitchen spacing, etc. In one property itself, there can be multiple options. It would help if you chose what suits you and your family buy Flats in Navi Mumbai.
Make Location Your Prime Focus
The location of your flat is one of the most important things to consider. The locality require to be one, which is closer to hospitals,schools, shopping malls, etc. The neighborhood also needs to be safe. In Navi Mumbai, having a Property in Panvel or Flats in Panvel is a good choice as these localities have all the necessary latest amenities and facilities.
Consider the Number of Amenities Provided
You should know what amenities are essential for you and if the property offers similar amenities at the same or additional price it. A spa, clubhouse, gym, proper parking space, are some amenities that you can search in Luxury Flats in Navi Mumbai.
Evaluate the Space
You need to know the property details in terms of its space. You should check whether it has the number of rooms you need along with proper space for each of the rooms, how big is the kitchen and how safe and spacious are the balconies. These are somethings which you should look for.
Consider the Commute
Your home needs to be connected to access points in the city. You need to see how far is your house from points such as railway stations, bus stops and your office etc. You also need to take into account the potential traffic woes in the area. Maybe you can drive to the site in peak hour and check how much time does it take from point A to point B. Buy house Flats for Sale in Panvel.
Read the Documentation Carefully
Once you feel that you have found the right property, you need to read all the documentation carefully. Check for everything from cost to amenities mentioned, to the maintenance charges. You need to understand the contract and only then sign the dotted line.
Searching a dream house can become an easy task if you keep the above points in mind. If you are currently on the find for luxury homes in Navi Mumbai then go with Balaji Symphony.
September 10, 2019 by balajisymphony
Panvel, Navi Mumbai is enclosed within the natural beauty and many housing projects have been started there. If you are interested to purchase a flat by choosing one of the best housing projects in Panvel, it will be a good idea. You will get the options for choosing the 2 or 3 BHK flats which are facilitated with all kinds of modern amenities to ensure your comfort and luxury. It is very important to choose the right property and checking of several economic factors are also very important while you are choosing 3BHK or 2BHK flats in Panvel. These economic factors are as follows.
Clear information about property tax
If you are thinking about purchasing a flat within the housing projects in Panvel, you should check the clearance of a property tax of the real estate. The property tax is levied by the local government and the owner of the property has to pay the property tax. You should check the owner of the property has made the payment of all required tax for the current years. If there is any unpaid tax, you will have to calculate for required money to pay the unpaid tax.
Required money for closing cost
In case of purchasing a luxury flat, there are many service providers are involved until the time of processing of selling the flats. Sometimes, third-party service providers charge for the closing cost which includes the services for securing, preparing documentation and completion of the final transaction procedure for selling of a flat.
Evaluation of debt to income ratio
It is one of the most important factors while you are going to purchase one of the best 2 BHK Flats in Navi Mumbai. DTI or Debt to income ratio is calculated based on your monthly expenses and your monthly gross income. It will help you to get an idea of whether you will be able to afford the cost of purchasing a property or a flat.
Checking off the list of financial agencies or banks involved within the project
Sometimes, the real estate companies are not able to complete their housing projects due to lack of enough cash and they depend on the banks or financial agencies for financing them. Several real estate companies have a good relation to the banks and financial agencies. They also offer the facility to get a bank loan while you are purchasing their property. Many real estate companies don’t offer the facility to get a bank loan while you are purchasing a flat.
Availability of home insurance
Home insurance is very important to protect your house from any kind of damage caused by natural calamities, theft or accident and so on. So, you should check the availability of home insurance while you are purchasing one of the 2 BHK or 3 BHK flats in Panvel.
By following the above-mentioned factors, you can purchase the right property or flat within the housing projects in Panvel.
September 6, 2019 by balajisymphony
One of the trademarks of a luxury house is its impressive range of features and latest amenities. Back in the day, luxury house were all about over-the-top decor and opulence. However, the luxury house of today are known for their minimalist decor, house automation features and sustainable living environment.
Here are some trending features of luxury house
Home Automation System: Home automation is one of the biggest defining trends in luxury residences Flats in Panvel. Combining state of the art features like remote controlled lighting, digital locking, temperature control and voice-activated commands, smart homes offer their residents the ultimate experience of comfort and luxury.
Smart Technology In Kitchen: The kitchen in the new luxury house Flats in Navi Mumbai. These new-age smart kitchens have been spruced up to feature super-sized walk-in refrigerators, high-end dishwashers, multiple ovens, and exquisite sinks.
Walk-in Closets: Luxury house are all about intelligent storage, without cutting down on size. That’s where walk-in closets come in. Most luxury house today feature at least one walk-in closet.
Inspiring Spa Bathrooms: Bathrooms, too, have had an impressive facelift. Featuring accessories like walls of stone, magnificent bathtubs, walk-in showers with jets and steam, heated floors and toilet seats, and no-touch plumbing fixtures.
Sustainable Features: Responsible luxury has become the buzzword in high-end real estate projects, and for all the right reasons. Luxury house are no longer about waste and opulence; instead, they are designed to nurture the environment without compromising on comfort. Rainwater harvesting, waste recycling and energy-saving appliances have become the norm in luxury house.
Looking to invest in your dream house? Explore 2 BHK, 3 BHK luxurious apartments at Panvel, a premium residential project by Balaji Symphony, one of the best real estate developers and Builders in Panvel.
August 23, 2019 by balajisymphony
Buying a new house is both exciting and emotional. For many Indians, it is a dream come true. But another aspect of buying a house is that it is really expensive. A home buying process can turn itself into a great asset or worst liability, depending on how you approach your financial planning.
So whenever you plan to buy a house Property in Navi Mumbai, make sure you got your basics right. Having the basic knowledge of real estate and the documentation process will really help you make decisions that are best for your family and light on your pocket.
These are 3 critical steps you should understand before buying a house.
1.Understanding Why You Want To Buy A House
Purchasing a new home is a major turning point in everyone's life and shouldn't be treated lightly. It is important to define your financial and personal goals before proceeding your plans to buy a home Projects in Panvel. Are you looking at your home as a security option or as an investment opportunity? Financially, you should be able to afford and maintain the home. You need to clear yourself, whether this roof is temporary, if yes when are you moving out? Also, you need to decide the kind of amenities you want in your house, your ideal location and how long will it take for you to save your first down payment.Being aware of all these decisions could harm you in the long run. Identifying your goals and aligning it with your budget is the first and the critical step of the home buying process.
2.Planning A House Buying Budget
Here is the most critical part - Determining the budget for your house. Many people confuse the budget with the actual amount you need to buy a house, but there are other expenses. The buyers always forgot to ask the processing fee and more importantly the maintenance price. Lenders don't take into account your monthly maintenance price while lending you a loan. You need to keep some extra amount in your savings for last-minute emergencies. It is recommended that you first plan your house buying budget, gain approval from your financial lender and then visit Flats for Sale in Panvel.
3.Hire A Reputed Real Estate Builders and Agent
Hiring a reputed real estate builder and agent will save you a lot of headaches and probably money and time. A real estate agent is the key to finding your dream house and negotiate on your behalf to crack the best deal. A real estate agent should be on your side and recommend you to other professionals like lawyers, developers, contractors and help you compare fees for different services. Real estate attracts a lot of paperwork, an agent could help you navigate through all the documents necessary for a smooth deal. Before you hire a real estate builder and agent, please track down their history and study their portfolio. Study how they have performed in areas you wish to Buy Flat in Panvel.