December 24, 2019 by Leadmarketreview
Term life insurances are pure protection plans that come with no maturity benefit. We all know the importance of a term life insurance and how it helps us to secure the lives of our dependents. it is the simplest and the most effective tool to secure your family at affordable premium rates.
Even if you have accumulated a large sum of money, a critical illness or an accident is enough to destabilize your finances. Buying a term life insurance not only shields your dependents in case of your death but also provides coverage during a critical illness or an accident and covers the loss of income.
Want to know more on Term Insurance We at IndianMoney.com Review will make it easy for you.
4 Factors to Consider While Buying Term Insurance
Factors to Consider While Purchasing a Term Plan
As you are spoilt for choices, you must consider certain important factors while selecting a suitable term plan. Here are a few important factors you must keep in mind while purchasing a term insurance plan
According to Indian money Review Bangalore while purchasing the term plan the most critical step is to calculate the coverage amount. The coverage amount is the sum that your dependents will receive in the event of your death. As per the experts, the sum assured of your term insurance policy should be at least 8 to 10 times your annual income.
To calculate the amount of coverage you require, you must access factors like your age, liabilities, monthly expenses, lifestyle expense, and financial requirements of the family in future, your debts and inflation. If you have any loans, then the payout should be such that it will help your family meet their financial requirements as well as repay the debt. You can take the help of the human life calculator to understand the required coverage amount.
The main objective of purchasing a term plan is to leave your dependents a considerable sum of money. The money paid to the beneficiary is meant to replace the income of the life assured in case of his or her unfortunate demise.
It is important to buy term insurance early to gain maximum coverage. As such the age of entry is an important factor for deciding the coverage period. If you buy term insurance at 25 years then you can avail a maximum coverage of up to 65 years. But if you purchase a term plans at 45 or 55 years then the coverage period becomes comparatively lesser.
Therefore, life insurance must be availed for your entire service period. You can even opt for a longer coverage period if you intend to work beyond your retirement years. Buying term insurance at a young age is beneficial as you can enjoy longer coverage tenure at lower insurance premium. If you purchase a plan in your 50s then you will have to spend a good amount on the premiums.
Claim Settlement Ratio of the Insurance Company
The claim settlement ratio is one of the key factors buyers must consider while purchasing a term insurance plan. The claim settlement ratio refers to the percentage of claims approved by the insurer divided by the total number of claims it has received. This ratio indicates the number of claims the company has settled. It becomes an important point while deciding which insurance company should be considered while purchasing the policy.
Riders are a provision that adds benefits to the basic insurance policy. You can choose riders to modify your base insurance policy to enhance protection. There are several riders offered by the insurers that allow policyholders to make the necessary changes.
Have a complaint against any company? IndianMoney.com complaint portal can help you resolve the issue. If you want to post a review on any company you can post it on Indian money Dot com review and complaint portal.
December 18, 2019 by Leadmarketreview
Are you planning for your New Year resolutions? Apart from planning for your favourite resolutions, like losing weight and travelling more, it is important to make some financial resolutions as well.
Want to know more about Financial Planning we a t IndianMoney.com Review will make it easy for you. IndianMoney Review Bangalore is not a seller of any financial products. We only provide FREE financial advice/education to any kind of financial product.
Top 5 Financial Resolutions for New Year 2020
Setting up realistic and measurable goals for your finances is the first step towards achieving them. Here are 5-financial tips that can help you start 2020 on the right note
Save More for Bigger dreams
If you want to start your new year in the right direction then the first step you must take is to save for your bigger dreams. Savings for bigger dreams can be anything ranging from saving money for pursuing a course, international vacation, starting a retirement account or saving for a home down payment. Whatever it is, you must know exactly why you are saving for.
Once you know your dreams and how much money you need to fulfil it, you can proceed with your savings plan. If you want to hit a bigger target then divide the money you need by the time you have at hand. For example, if you need Rs. 10 Lakhs for you home-down payment then first divide the amount you need to save each year.
Next, you need a recurring deposit account to start saving the money. A recurring deposit account allows you to grow your money through compounding and gives your goal an extra boost. Since it comes with a lock-in period, you cannot spend it even if you feel tempted. Thus you can save money regularly to give your goal the required momentum.
Focus on the overall investment mix: review your asset allocation i.e. the overall mix of stocks, bonds and cash in your portfolio. Make sure your investment portfolio is in sync with your long-term goals, risk-bearing capacity and time frame.
Diversification across various asset classes: diversification will allow you to reduce the risk factor while helping you to reach your goals. Consider other investments types like mutual funds or ETFs if they align with your goals.
Consider the amount of taxes you pay: you may shift to a tax-efficient investment if you are paying a good amount of your interest income as taxes. Some of the investment options that come with great tax benefits are retirement planning accounts, municipal bonds and ETFs.
Switch towards Automation:
One of the best financial resolutions for individuals who forget their bills on time is automating their savings or salary account. Through automation, you permit your bank account to make your monthly payments on a specified date to the insurer or a loan account. Automating your account will help you pay your credit card bills and loan EMIs on time thus saving you from negatively impacting your credit score. If you have previously missed your insurance payment then automating your account can save you from missing your payments.
Stick to the above 4 Financial Resolutions:
Once you have an investment plan in place, make sure you follow it. Revisit your plan every month and check your progress. Revising your plan will allow you to remain focused and you can achieve your goals easily over time.
November 22, 2019 by Leadmarketreview
In the event that you are new to purchasing drives, at that point you will discover this article enlightening since in this lead market survey we will take a gander at all the various leads you can buy and their disparities.
Lead Market Reviews Different Types of Leads
As per lead market Bangalore audit, leads are named by the kind of reaction they get when deals group calls those leads. Give us a chance to investigate all the mind boggling subtleties in the accompanying segments.
Leads of Customers Who are Not Interested
According to lead advertise input, cold pitches are something that everybody typically gets. For instance, in the event that somebody from a MasterCard firm calls you notwithstanding when you didn’t make a difference for a card then it is a cold pitch that you are getting. As indicated by survey of lead advertise objections, more often than not, the client isn’t keen on such items and in the event that you are obtaining these leads, you will purchase cold leads.
Leads of Customers Who have Shown Interest
C S Sudheer, Indian Money CEO clarifies that these are the individuals who have communicated their enthusiasm for your items by buying in to pamphlet. It could likewise be that they are following your organization page via web-based networking media sites or have demonstrated enthusiasm for your items in some other manner.
CS Sudheer lead market audit demonstrates that such clients are commonly inspirational prospects since they are progressively intrigued to think about your items and in like manner, pace of transformation is generally higher.
November 16, 2019 by Leadmarketreview
Lead Market is India’s biggest hotspot for pre-qualified market leads in protection, stocks, common assets and land. As per lead market survey, the leads are produced through their parent organization Indian money.com, which was made by Mr.CS Sudheer. CS Sudheer lead market is one of the best and reliable lead buying organizations in India at present. They purchase and deal with the leads as indicated by client’s decision, for any sort of budgetary item and land properties.
Points of interest of purchasing lead from lead showcase
– Budget amicable
They are a practical alternative. You would not need to be on edge about the measure of cash that you’ll need to place in, to think of a different office, whose solitary employment is make leads for your business. Considering the lead showcase inputs, buying leads have been demonstrated to be substantially less costly, than burning through cash on thinking of a different office for it.
– Quick Response
Quicker Response is another preferred position of acquiring leads from Lead market Review Bangalore. Individuals would consistently need a speedy reaction when they need to buy certain items, particularly the ones like protection items. On the off chance that you buy leads from a very much presumed firm this way, you will promptly get the leads when they are produced.
– Quality leads
Entrenched organizations in every case twofold check and audit the subtleties preceding sending them to their clients. In this way, you won’t need to stress over their realness by any stretch of the imagination. What’s more, in the event of some unforeseen issue?
Some issue happens, they return your cash.
– Growth in Income
At the point when the leads are acquired from presumed firms like lead showcase, there is an affirmation in their lead quality and there would be awesome odds of changing over these leads. In this way, you can win more than what you spent on obtaining the lead, consequently enormously expanding the pace of your salary.
October 19, 2019 by Leadmarketreview
Why is Lead Generation Important? Millions of financial intermediaries badly need leads. Lead Market helps generate quality leads on personal finance products, under one virtual roof. There’s more:
Lead Market reviews say the key features of a Lead Market App are detailed information on qualified leads. Lead Market Feedback tells stringent quality checks bring excellent leads.
All leads on the Lead Market App are verified and validated through MAN. MAN stands for Money, Authority and Need where a call is taken on the decision maker to check if he has the money to make the purchase and need for the financial product. Leads are validated on Lead Market only after this.
Lead Market reviews tell that you get detailed information on qualified leads.
What are Lead Market services?
With ‘Campaign Manager’ life insurance agents, stock brokers and mutual fund distributors along with all financial intermediaries, can broadcast products and services through social media, email and multiple modes.
Lead Market reviews Bangalore say Research-based articles, videos, tips which are written by Indian Money research team can be shared with all contacts via social media.
Lead Market through its advanced CRM technology has ready-made scripts, customized to meet business needs and help with lead conversion. No leads are generated through cold calling. Lead Market Review says this is great for business as time is not wasted in cold calling.
You can purchase leads for any personal finance product, from any city you wish and at anytime with follow ups/reminders easily set, using Lead Market Bangalore.
Lead Market looks to provide quality leads, but sometimes things go wrong. Lead Market looks into all Lead Market Complaints very seriously and looks to resolve them at the earliest. Leads have replacement guarantee under pre-determined circumstances. Go through Lead Market Replacement Policy to get clarity on the same.
You May Also Watch
August 31, 2019 by Leadmarketreview
If you want to buy leads then you need to be aware of the fact that qualified and warm leads tend to be more valuable compared to cold leads. In this lead market review Bangalore post we will be going through differences between these three kinds of leads that you can purchase.
Difference between Different Types of Leads
From lead marketBangalore you can buy three types of leads and if you want to get good relevant leads then it will be imperative to know the differences.
Review by Indian Money lead market, cold leads and the consequent calls lead business nowhere. We have all received a cold call sometime or the other. Calls by credit card providers are a common example of cold call that we commonly receive.
Such calls are considered since people get the calls without applying for the same. If someone gets a call even when he or she is not interested in a product then it is called a cold call.
As per lead market feedback and review, if a person shows interest in a particular service or product by subscribing for a newsletter or following the business on Facebook and other social media channels then it is considered as a warm lead.
Warm leads are taken to be better prospects compared to the cold leads as these people have shown an interest in products or services you are providing.
According to lead market Bangalore reviews, it you are able to buy qualified leads then those will be considered highly valuable since these people are actually interested in buying the product. These people are on the verge of making a purchase and the percentage of converting the lead is very high.
August 24, 2019 by Leadmarketreview
Lead Market is a very popular platform used for generation of high quality leads. Our aim here will be to get an insight into what Lead market Bangalore users are saying about this platform.
Testimonials and Reviews by Lead Market Bangalore Users
Mechanical Engineer from Mysore University, Mr.Reddy was working for a cement company in South India. During his tenure, he was making investment in life insurance and mutual funds for more than 19 years. Such investment helped him achieve his life goals and he quit his job before completing the tenure. After quitting the job, he was thinking how to keep himself engaged and decided to start working as a financial advisor to help and guide others.
Right now Mr.Reddy has more than 60 clients, who are very much satisfied with service he is providing. He specializes in providing life insurance help since these life insurance products offer high return on investment and tax benefits when you are paying the premiums. He was quite inspired by book published by Indian Money to help people get more information about how to take right investment decisions.
During his visit to Indian Money Bangalore, he was introduced to their lead market app, which seemed quite beneficial to him since financial advisors like him can buy leads directly from the app; segregate the leads on the basis of location preferences financial advisors have and contact the leads as required.
According to his review, lead market Bangalore Review has assisted him in getting more leads than he used to get previously and as such, he is very satisfied with leads he is getting.
August 16, 2019 by Leadmarketreview
What makes Lead Market a popular platform for buying financial leads? Let us explore testimonials and lead market feedback by financial advisors who have benefitted by purchasing leads from lead market Bangalore.
What clients think about Lead Market Review?
Ashish, Financial Advisor
Ashish Singh working as financial advisor for Kotak Mahindra life insurance is of the opinion that leads sold by Lead Market are of very good quality. According to Ashish, the leads he has received are actually looking for immediate assistance. He has been able to convert these leads with relative ease.
During his visit to Indian Moneyfor lead market reviews, he got the opportunity to check how the whole system of lead generation works and he was so impressed that he gave his consent to tie-up with Indian Money.
Ashish is confident that he will be able to reach the target of MDRT due to support he is receiving from Indian Money lead market.
LathaKumari, Insurance Advisor
Being wife of a doctor, she has seen patients and their families coming for treatment with financial problems. So, she decided to take initiative and offer financial guidance which can help people take right financial decision and develop savings they have.
She is now a life advisor and strives to bring in awareness in common people about financial products such as insurance products. Regarding her association with Lead Market, she mentions that Indian Money team is very co-operative and makes it easy for her to get in touch with clients who are looking for financial assistance due to the strong network they have.
July 13, 2019 by Leadmarketreview
Lead Market is India’s largest source for pre-qualified market leads in insurance, stocks, mutual funds and real estate. According to lead market review Bangalore, the leads are generated through their parent company- Indian money.com, which was created by Mr.CS Sudheer. CS Sudheer lead market is one of the most successful and trustworthy lead purchasing companies in India at present. They buy and manage the leads according to customer’s choice, for any kind of financial product and real estate properties.
Advantages of buying lead from lead market
- Save time and energy
Lead market review shows that buying leads from them can be more helpful as it would help you to focus on the conversion of the leads that you receive, rather than wasting your time by asking people to generate leads for you.
They are a cost effective option. You would not have to be anxious about the amount of money that you’ll have to put in, to come up with a separate department, whose only job would be to make leads for your business. Considering the lead market feedbacks, purchasing leads have been proven to be much less expensive, than spending money on coming up with a separate department for it.
Faster response is another advantage of purchasing leads from here. People would always want a quick response when they want to purchase certain products, especially the ones like insurance products. If you purchase leads from a well reputed firm like this, you will immediately receive the leads as soon as they are generated.
Well established companies always double check and review the details prior to sending them to their customers. Thus, you will not have to worry about their authenticity at all. And just in case some problem occurs, they return your money.
When the leads are purchased from reputed firms like lead market Bangalore, there is an assurance in their lead quality and there would be very good chances of converting these leads. Thus, you can earn more than what you spent on purchasing the lead, thus greatly increasing the rate of your income.
July 6, 2019 by Leadmarketreview
Why should I buy leads? Are they cost effective option? Will buying leads help my business in any way? Let us find answers to these questions in the following lead market app review.
Benefits of Buying Leads
Question#1: Why should I buy leads?
According to lead market Bangalore reviews, buying leads proves to be helpful since you can concentrate more on converting the leads instead of calling people to generate leads.
Quality leads are already provided to you, all you will have to do is put in your efforts to convert them and generate revenue for your business.
Question#2: Are buying leads a cost-effective option?
It certainly is, since you do not have to worry about investing money to set up a separate customer service department solely for generating leads for your business.
As per lead market review, the cost of purchasing leads will be significantly less than what you will have to spend on setting up the customer service department.
Question #3: Will buying leads help my business in any way?
You will be able to increase your ROI by buying leads from lead market since these are high quality leads with very good chance of converting.
This way you can expect to earn a lot more than what the expenditure would be on purchase of industry specific leads.