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Structural Steel Fireproofing Procedures

kenneth watterworth westport

As a safety precaution, many building codes need fireproofing protection for structural steel. Spray-applied fire-resistive materials (SFRM) are the most popular way to provide this protection in the U.S. Spraying the product on steel can provide heat resistance. It can also be used over wood, fabric, and other building materials. The required coat thickness is determined by building codes. The sprays can be divided into wet or dry spray materials. This describes how the material is mixed, applied, and maintained.

Sprays aren’t the only option. Depending on the circumstances, there are other options that can be better than commonly used sprays. They are worth looking into.

Concrete aerated by autoclave

Aerated concrete can be used to enhance fire resistance, particularly around steel columns. When installed between the flanges, and connected to the web of the rolled sections, this concrete can provide fireproofing properties.

Concrete can be poured between the steel components’ flanges using shear connections to the steel web. This is useful for those who have higher fire resistance requirements. The concrete being placed must be kept at the bottom area of the connection.

Concrete

Although this option is less popular than it was in the past, it can still be useful for certain projects. This requires more space due to the amount of concrete required and is less visually appealing than other options. Large parking garages, for example, are not as concerned about these issues and may still use this method.

You can add additional fire protection to concrete-supported flanges by adding reinforcements such as rebar.   

Coatings with Intumescent Features

This method, also known as intumescent painting, provides fire resistance for structural steel members. Intumescent coatings can expand up to 100 times their original thickness, which provides superior fire resistance. This buffer is created between the fire and the members. When exposed to extreme temperatures, the coating will undergo a chemical reaction. However, the coating will not expand if the temperature exceeds that which could cause damage to the steel’s integrity.

Intumescent coatings can be a great option when aesthetics are important with steel that is exposed to the public. It is applied in the same way as paint. Each layer adds to the overall thickness. This fireproofing product can also be used on structural wood.

Liquid Convection Cooling

Liquid convection cooling was first patented in 1921. It involves running water, antifreeze, and a rust inhibitor through hollow structural members. The hot liquid will rise if there is a fire. This allows cooler water to flow into the area of the structure that has been affected by the fire and reduces the temperature of the members.

International Building Code

The International Building Code (IBC), is used by most U.S. municipalities and other jurisdictions as the basis for their standards. The IBC is updated three times a year and was most recently updated in 2018.

Based on the results of tests, building materials and fireproofing methods are typically rated in minutes. If a fireproofing method has a rating of 60 minutes, it means that it must maintain structural integrity for at most 60 minutes. The higher the rating, obviously, the longer it takes to evacuate and extinguish the fire, while also limiting the damage.

Actual building requirements will vary depending on the intended use of the building, its location, and other factors.

Flexible Blanket Systems

Flexible blankets that have been specifically designed can be used to fireproof. They are easy to install and maintain. While this is a practical and efficient method, only a few manufacturers make it. This application is able to meet nearly all safety codes and standards. It provides a cost-effective, reliable way to stop a fire from spreading to structural members. When dealing with complicated shapes, blanket systems may be an option.

Fireproofing with rigid boards

It is quick and easy to install rigid board fireproofing. It can be used in conjunction with the installation of steel beams and decks. Rigid board fireproofing is able to meet all your fireproofing needs. It also provides thermal and acoustic protection. This type of fireproofing is mechanically fastened and can protect against pests and termites. You can also get it in different thicknesses to satisfy UL requirements. It can withstand humidity and moisture without losing its fire-stopping properties. You can design boards to exact dimensions and include decorative finishes.

To learn more about fireproofing in Connecticut, please visit https://kenwatterworth.com

12 Benefits of Hiring a Real Estate Agent

Gary Kevin Coats Raleigh, NC

Agents in real estate are individuals or companies that work for other people or companies to sell or acquire land or businesses or lease or let land. Agents in real estate are people who act on behalf of the sellers. Although they may sometimes act for buyers and sellers, real estate agents often represent landlords and sellers.

Trustworthy real estate agents can also manage the business of a real estate agency and supervise any salespeople they employ. They are trusted to look after money until it is paid to the rightful owner.

The principal function of a Real estate agent is to generate leads or contacts. An agent may be hired by a seller to help them sell the property they are interested in. An agent may be hired by a buyer to help them find the right property. An agent is a person who brings together the seller and buyer to negotiate for either side. The agent represents the other party, but they can also be represented by a new agent.

What does a real estate agent do?

  • Pre-qualify potential real estate clients in order to make sure they are ready to buy
  • Show your clients how to tour properties
  • Recommendations to sellers and buyers
  • Help real estate buyers set an offer price
  • Listing properties for interested buyers
  • Sell your real estate services to potential sellers
  • Make a house sell faster
  • Talk to both sellers and buyers about your needs.
  • Handle counteroffers and offers on your real estate listing
  • Close the transactions
  • Avoid frequent problems
  • Collect rent and inspect the condition of the leased property.

For their clients and customers, sales agents can offer a variety of services both residential and commercial.

You can help families move to other cities by being an agent. Real estate isn’t an extra job. It’s your business.

Real estate agents know which neighborhoods are most suitable for clients’ budgets and needs. They are familiar with tax laws and where you can get financing. 


To learn more about real estate in Raleigh, North Carolina, Visit https://garykevincoats.com

How To Win Playing Poker In 4 Step

Dale Pinchot how to win playing poker

Poker is a game that is known as the most profitable card game.

Therefore, players play poker games with the aim of winning. But not everyone knows how to win a poker game and just play.

Well, here you don’t need to be confused anymore. Because you are one of the lucky ones because only here you can get the most powerful Way to Win Playing Poker as in the following information.

How To Win Playing Poker

Many of us find on the internet there are tips or tricks to play poker that are effective, but have they been proven and also managed to bring victory?

Some explain it as very long and rambling, but it doesn’t work at all.

That’s why I’m here to give you information on how to win playing poker even in short and straightforward steps.

There are only 4 steps to winning playing poker which I have summarized in the research of online poker players who often win in their own way in the information I will explain below.

Here is how to win playing poker in a short way:

Plant the Mind To Make Other Players Unable To Play Again

Why not just play at big bets if you can get big profits? Playing at big bets is very risky for big losses too.

Many players who usually play at large tables play at small bets with the aim only to make other players unable to play anymore. Because to win at small bets is very easy.

Do the Bluffing Technique to Semi Bluffing

From what I have observed so far, there are many players who bluff or bluff other players. The trick is to do All In at the beginning of the game as Mind Blowing to the players, assuming that All In means the cards we hold are High Cards or Pairs.

While the Semi Bluffing itself is done to make the players follow the flow of our play. Especially if you get a good card. Make all players play, then slaughter all players by going All In at the end, especially if the five cards in the middle are already open and there is a combination.

Change the position of sitting on the lucky bench

Things like this have been used by many other poker players, you know. Luck-bearing benches are only located on even-numbered benches such as 2-4-6-8.

Why is something like this done? Because if you pay attention, there must be players who are considered lucky because they get good cards continuously. And if you pay attention, things like this most often happen only on even benches. Not just an unsolved myth, but it turns out to be true.

Don’t Be OverConfident With High Cards In Hand

Hey, don’t get me wrong, that high card doesn’t necessarily win. In fact, sometimes there are players who are annoyed because the cards they think are good even lose to the High Card which is clearly the lowest in the Rank.

So don’t be too PD with a good card. Which is nothing, in fact sometimes it can be anything you know. Try to examine the card first. By looking at the possibility that the cards in the previous round have come out, it will definitely not come out again.

Well, those are the 4 Ways to Win Playing Poker that has been proven to be the most effective and has been tried by many poker players. Theory alone won’t work without practice, right?

But before that, I want to remind you that there is one secret tip that you need to know. Do you want to know why you have never been able to win playing online poker?

Mostly due to problems with the site you choose. Because not infrequently there are sites that use cheating methods against their players by entering bots or admins in the game.

Parkinson’s Disease Symptoms and Treatments

Parkinson's disease

Parkinson’s disease is a degenerative disorder with no known cure.  Neurologists are able to use their resources to slow down/fight the progression of the disease down but still can not resolve the disease.

They also have better methods for achieving faster, more accurate diagnoses. For more information about surgical treatments, including alternative therapies, we recommend the lab of Dimitri Krainc at Northwestern Medicine. The progression of Parkinson’s varies in every patient. The process may be slower in one patient from the next.  There is no real rhyme or reason for this.

Parkinson's disease

Symptoms (When should you see a Neurologist)
If you’re experiencing any health issues including the new onset of symptoms such as; tremors, stiffness only on one side of the body or more on one side than the other, or muscle weakness.

Treatments

Neurologists are able to recommend the best medications and treatments for Parkinson’s Disease.

  • Physical Exercise:
    It is suggested that exercising may also slow the process of the disease down. Exercising will build up strength, balance, and endurance.
  • Mental Exercise:
    It is also suggested that cognitive exercises such as; crossword puzzles, math problems, reading challenging novels, socializing, interacting with friends, and debating and discussing ideas show tremendous improvements.

To learn more about Cincinnati Trauma Surgeon Dr. Jay Johannigman, visit his featured profile.

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The information in this article is an opinion. Please consult your primary physician.

Weight loss surgery and the benefits of protein consumption

weight loss surgery

The complications that you will face while undergoing weight loss surgery as well as the risks generally outweigh the benefits, in most cases.

Weight loss surgery is not a recommended treatment to be undertaken without talking to your doctor. In cases where it is being done to slim the patient’s body down, some of them may even be required to take certain medications in order to accomplish their goals.

You will find that there are a number of diets and special kinds of workouts that you will have to go through to get rid of excess fat. In many cases, these are strenuous and require Weeks 1-3 of dedicated practice to give the body the proper exercise to allow the patient’s muscles to work properly.

Weight Loss Surgery is the most typical surgical procedure that is carried out, and one of the most common reasons for such surgery is the desire to lose weight.

There are a number of different plans for undergoing this surgery, and there are literally thousands of different methods that can be used. As with all medical treatments, the best method for you to use is an informed and effective consultation with your physician.

Weight Loss Surgery is generally done for Focal Fatty Surgery and non-Focal Fatty Surgery. With Focal Fatty Surgery, the stomach is larger than the Initial Surgery Crash Diet Recipe Size.

And so, with the faster rate of improvement, there is less concern about the youthful fat that forms on the stomach, chin, and hips. Non-Focal Fatty Surgery, although much more involved than Focal Fatty Surgery, is not generally as life-altering.

Weight loss surgery is not the ultimate solution. It does not mean that you will no longer be able to eat foods that you love or live a sedentary life. It is only a matter of knowing what your body type is and how much you can exercise. For those who are extremely overweight, even a reduction in calories can only be temporary.

But if you are considered to be too fat to ever be in this situation, you will still be able to combat your feelings of depression and low self-esteem with daily exercises, support, and a bit of willpower. It is a long road that you are taking and will require support from your physician and personal trainer.

If you are extremely obese and a consultation with your physician is not enough, then you may even need to have some weight loss surgery. There are a number of different weight loss surgery types, including the rather older and radical gastric band surgery.

While popular, there are some risks to surgery, including the formation of scar tissue, infection, and the risk of developing diabetes. If this is your situation, your physician will know the surgical types and will refer you to a surgeon that is experienced in performing this type of surgery.

After your surgery, you will need to learn a new way of eating. You will probably do this first thing in the morning. And your physician will probably prescribe a liquid diet for you to follow.

This is often called a ‘grown-up diet’ because that is what you will be eating from that day forward. You will learn to eat many different meals at regular intervals, rather than three or four large meals per day.

Your physician will probably prescribe a protein supplement in Flexcitrol, which is a liquid form of protein that is transported and broken down very rapidly and easily in your digestive system.

Flexcitrol assists protein in the assimilation and growth of muscle fibers. It also is beneficial to include wheat and soy proteins in the diet, in addition to whey and casein.

Your goal should be to lose approximately 3-4 pounds per week. For many people, the weight loss is dramatic and they can never see the weight loss coming. And that is why they are effective in losing weight. Most people are shocked to lose weight and keep it off because they know that if they cut their calories, they will lose weight.

But most people do not know that the body burns 17 calories per day for just maintaining its current weight. That means for every pound you lose you must burn inactive energy to get that pound off. So, if you are losing weight by inactive means you are not eating 3-4 pounds per week but actually 1 pound per week.

That’s around a total of around 4 pounds per week. And 4 pounds per week is much easier to maintain.

The next step will be to watch your weight at the end of each week. You can eat and exercise more each day, but watch your weight each week.

If you see you are not losing much weight, consider eating fewer calories or going on a diet. You need to get started first before you can start making changes.

One rule of thumb to follow is the ‘Slow and steady, change to the right method. You must increase your activity level to lose weight.

How to save money when buying beauty products

online beauty products

Beauty Supply Deals are becoming increasingly common. Today, most women go to work, where grooming is of prime importance. Not just does one look good with the right make-up do, they also feel more confident. After all, confidence is very important and reflects in the way one works. For this reason, make-up and cosmetics are important. A discount beauty store can be an ideal choice, for buying cosmetics.

Most online beauty stores will feature beauty supply deals when consumers where buy products at a discounted rate. The offers are often restricted to customers and sometimes, they are listed for bulk deals, where users buy more than one product. Then there are combo offers, however, many prefer buying at cashback websites.

With increased awareness of health, many prefer using organic vanity organizers. For such people, an online health store is ideal. Not only can they buy organic cosmetics, but they can also buy health-related products like massage or spa equipment, supplements, and medicines. Now, people can save money on hair products as well, when buying from an online discount beauty store.

Owing to the economy, irrespective of the offers advertised, complementary products, and combo deals, individuals prefer cash backs and rebates, owing to the economy. As compared to a brick-and-mortar store, an online store is comparatively cheaper and features exclusive discounts. Even when a vendor has both brick and mortar stores and online outlets, the price is often different, with online stores charging less. At the end of the day, buying online is easier and more convenient. No traveling, no traffic, and no carrying around stuff. All the ordered products are delivered right at the doorstep, which is convenient for many. Especially when both men and women go to work, it might be difficult to manage time to purchase monthly requirements.

Finding beauty supply deals from a discount beauty store is the way to go. Discounts are similar to cash backs, though getting cash backs and rebates, is different happiness altogether. Few sites, give both, where cash backs are often in exchange for points added with every purchase. Irrespective of what is bought, online health stores let you save money on hair products, cosmetics, and just about anything bought from them.

Online Dating: Is this the new norm?

Ranya Al-Huthaili article online dating

People want to find love. I guess the most common way of finding love is dating on the internet.

A lot of people think that meeting people online is dangerous, But actually, if you go to the right dating sites you have nothing to be afraid of. A study shows 30% of U.S. adults say they have used a dating site or app.

If you’re looking for love you can meet a partner on dating sites or in online chat rooms, it can be an online relationship at the beginning, and after a while, the internet relationship can become a life relationship.

If you notice most of our lives are passed through the online scene. So it’s only natural that we will look for like-minded people online.

In the contemporary lifestyle, we are so busy that we barely have time to acknowledge other people when interacting with them. At work, we already know everyone so it’s not that easy to meet singles in the daily routine. Here are some online dating tips that may help you navigate the scene.

First of all, you should know what you want, I’m talking to the people who look for online relationships and not for some other things.

1. Your profile– Online dating profiles should represent who you are so you have to be honest about who you are and what you are looking for. This way there will be no surprises if you don’t match up with someone.

Profile pictures should be very clear and simple, consider opening with a few clear face shots where you’re not far away, wearing sunglasses, or doing anything else that makes it hard for someone to see what you look like. It’s natural that you’ll have a few stunning photos with friends, but keep them to a minimum on your profile.

2. Know your demands- Before you start surfing on the dating site make sure that you know what are the things which you will not compromise, for example- age, kids, location, smoking, etc.

3. Don’t fall into an email connection– you want to set up a face-to-face date to know if you are attracted to the other person.

Everybody wants a good and healthy relationship. But what is the secret to a good relationship? Online relationships can’t last forever. You have to eventually meet the person to make sure they are a good fit for you. While online dating is becoming more and more acceptable, first impressions are shaped by other factors, such as age, career, and hobbies because there is no face-to-face contact initially.

The choices of partners can become confusing and overwhelming without a clear plan. Online dates can get stuck endlessly ‘shopping’ for the perfect partner, rather than actually starting a satisfying relationship.

Communication through computers is lacking some of the information provided in face-to-face interaction. As a result, it’s harder to evaluate a potential match online.

Learn more at https://www.ranyaalhuthailiminnesota.com

The lost Betty Page centerfold unveiled with never before seen photos

bettie page centerfold

When Bettie Mae Page retired at the height of her fame in 1957, she went under the radar for decades, and now those tumultuous times are being documented for all the world to see in a new book out by Page’s social media manager, and her nephew.

Author Tori Rodriguez and illustrator Ronald Charles Brem joined forces to bring Page’s secret life to light in ‘Bettie Page: The Lost Years: An Intimate Look at the Queen of Pinups, through her Private Letters & Never-Published Photos,’ which was released in October.

The book features never-before-seen photos of the model, as well as 29 letters between Bettie and her sister and Brem’s mother, Goldie Jane Page.

The pictures and messages chronicle a time in Bettie’s life when the famed pinup refused to be photographed, struggled with mental health issues like schizophrenia, had multiple run-ins with the law, and opened up to family about having a hard time with aging before she died at 85 in 2008. 

Bettie was born in 1923 in Nashville, Tennessee, and rose to fame in the 1950s for her swimwear and fetish modeling.

Known as the ‘Queen of Pinups,’ her measurements have been reported as the impossible sounding 36-23-35 (bust-waist-hips, in inches), making her the stuff of post-World War II era dreams. For the most part, people either lusted after her or wanted to be her and she has been attributed with helping to usher in the sexual revolution of the 1960s.

One of the first centerfolds for Playboy Magazine, Bettie appeared in on its pages in January of 1955 wearing a Santa hat, and nothing else, which has largely been credited as her ‘big break.’ 

With Bettie's fame also came criticism, like becoming the target of federal anti-pornography investigators following bondage shoots with brother-sister photographer duo Irving and Paula Klaw. Bettie is pictured with Irving Klaw, circa 1955

With Bettie’s fame also came criticism, like becoming the target of federal anti-pornography investigators following bondage shoots with brother-sister photographer duo Irving and Paula Klaw. Bettie is pictured with Irving Klaw, circa 1955

Known as the 'Queen of Pinups,' her measurements have been reported as the impossible sounding 36-23-35 (bust-waist-hips, in inches), making her the stuff of post-World War II era dreams. Bettie is shown in the 1940s posing for Confidential Advertising

Known as the ‘Queen of Pinups,’ her measurements have been reported as the impossible sounding 36-23-35 (bust-waist-hips, in inches), making her the stuff of post-World War II era dreams. Bettie is shown in the 1940s posing for Confidential Advertising

Her sister, Goldie, was a few years younger and also dabbled in the entertainment world, working as a burlesque dancer, though not to nearly the same level of notoriety.

‘Ron had talked about that there was a bit of a rivalry there in terms of modeling. He said Bettie would get a bit jealous when photographers would pay more attention to Goldie on shoots. And that Goldie was jealous of Bettie’s growing popularity in the modeling world. But overall, they were very supportive of each other.’

Ultimately, as Bettie’s star rose, Goldie hung up her tassels in favor of a calmer life as an art teacher and mom to Brem with the husband she found while performing a strip tease in 1956.

Not long after and seemingly out of nowhere, Bettie fled the spotlight in favor of a life of isolation for the next three decades.

Her sister, Goldie, was a few years younger and also dabbled in the entertainment world, working as a burlesque dancer, though not to nearly the same level of notoriety. Bettie is shown among the burlesque performers in the film 'Tempest Storm - Teaserama' from 1955

When Bettie finally emerged from her seclusion, she recorded narration for the documentary, ‘Bettie Page Reveals All,’ but only her voice would make it into the show, which wasn’t released until after her death.

When Goldie died at the age of 78 in 2004, she left behind many belongs for her son, Brem, to sort through, and when he finally did, secrets from the sisters’ lives came flooding forward.

‘Goldie went to great lengths to preserve these letters and photos,’ Rodriguez said.

The notes show a candid side of Bettie, revealing that she had a hard time with the realities of growing older, possibly driving her to avoid the camera.

‘She did have a problem with the weight that she gained as she aged, and just aging in general,’ Rodriguez said.

‘If you look at what happened to Bettie in particular as she aged… She was having more frequent psychotic breaks, she would develop this terrible arthritis throughout her life, she was having lots of other health issues and health scares. And so, you understand why someone would think, “My God, if this is aging, to hell with it.”

Rodriguez continued: ‘She would plainly state that “I’ve been so depressed I ate everything in sight,” things like that. So she’s clearly stating that she was an emotional eater.’

All the while, Bettie was fighting a battle with mental illness, set against the backdrop of a culture that wasn’t very in tune with its prevalence. 

In the 1970s, Bettie’s third and final husband Harry Lear alleged the retired performer to have taken part in several violent outbursts. Lear accused Bettie of shouting about the ‘retributions of God’ while waving a .22-caliber pistol around a ministry retreat in Boca Raton, Florida in January of 1972, according to a Time Magazine article headlined as ‘the felonious Bettie Page.’

Three months later in April, Lear accused Bettie of forcing him and his two children to pray before a portrait of Jesus while she held a knife.  

Around 1957, Bettie fled the spotlight in favor of a life of isolation for the next three decades, which saw her battle mental illness and multiple run-ins with the law. Bettie is pictured at a photo shoot in the 1950s

Around 1957, Bettie fled the spotlight in favor of a life of isolation for the next three decades, which saw her battle mental illness and multiple run-ins with the law. Bettie is pictured at a photo shoot in the 1950s

Bettie is shown in a booking photo from October 29, 1972 at the Hialeah, Florida police station

Bettie is shown in a booking photo from October 29, 1972 at the Hialeah, Florida police station

At another point throughout that particularly tumultuous year, Bettie was also charged with two counts of assault with a deadly weapon after being accused of attacking her landlord with a knife. She was found not guilty by reasons of insanity. 

She would be confined again in 1980, sentenced to five years at Patton State Hospital. She was accused of attacking another landlord in 1982, and would stay at Patton State Hospital for the next 10 years, until 1992.

‘In her time, there was a strong stigma around mental health, particularly with severe mental illness like schizophrenia,’ Rodriguez said.

‘It was just not talked about. I even brought it up in the book that Bettie never says, “I was diagnosed with schizophrenia.” She never mentions that world. She talks about a nervous strain and emotional turmoil, those sorts of things. … But she definitely does have this paranoid schizophrenia that she was said to be diagnosed with.’

‘I’m really curious about whether and how much [antipsychotic drugs] affected her weight,’ Rodriguez said, noting the medications are well-known to have weight gain as a side-effect. ‘I don’t know if that was common knowledge back then. She might not have had the awareness, that it could be affecting her weight.’ 

Rodriguez said she hopes her book, together with Brem, will help readers gain an understanding of the the many ups and downs Page endured in her life, both privately and publicly, and that through it all, she remained a woman with dreams of a brighter future.

‘She struggled with a lot of the same issues other people are faced with. But she always maintained this stubborn optimism in the face of everything that life threw her way,’ Rodriguez asid. 

Bettie died in 2008 at the age of 85 after a three-week hospital stay related to pneumonia, before suffering a heart attack and slipping into a coma. 

She passed away at the Kindred Hospital and is buried at Pierce Brothers Westwood Village Memorial Park and Mortuary, both in Los Angeles.  

Bettie died in 2008 at the age of 85 after a three-week hospital stay related to pneumonia, before suffering a heart attack and slipping into a coma. Bettie is shown at a photo shoot in New York City in 1956

Bettie died in 2008 at the age of 85 after a three-week hospital stay related to pneumonia, before suffering a heart attack and slipping into a coma. Bettie is shown at a photo shoot in New York City in 1956

Read more at DailyMail.co.uk

Maeva Denat gives her 10k followers a glimpse of her glam life

Maeva Denat

He recently revealed that the thing he missed the most about life in the I’m A Celebrity castle was the daily sexual encounters with his stunning girlfriend.

And, David Ginola’s, 54, model girlfriend Maeva Denat, 32, regularly flaunts her figure in lingerie and skimpy bikinis as she gives her 10k Instagram followers a glimpse of her glam life.

The former footballer’s beautiful another half – who is 22 years his junior – enjoys luxury holidays to the Maldives and St Tropez, and always documents her travels on social media.

Sexy: The model often gives her 10k Instagram followers a glimpse of her glam life

Wow! David Ginola’s, 54, model girlfriend Maeva Denat, 32, regularly flaunts her figure in lingerie and skimpy bikinis as she gives her 10k Instagram followers a glimpse of her glam life

Maeva has even shared topless snaps of herself, as well as photographs of herself wearing skin-baring ensembles.

The French beauty also shows off her various tattoos in her saucy snaps, including a small heart and ‘peace-sign’ fingers on her left arm, and a large inking on her right shoulder.

Meanwhile, David is also father to father to son Andrea, 29 and daughter Carla, 25 from his 25-year marriage to ex-wife Coraline Delphine.

Sizzling: The former footballer's beautiful other half - who is 22 years his junior - enjoys luxury holidays to the Maldives and St Tropez
Incredible: Maeva always documents her travels on social media
Passionate: David recently revealed that the thing he missed the most about life in the I'm A Celebrity castle were the daily sexual encounters with his stunning girlfriend

Passionate: David recently revealed that the thing he missed the most about life in the I’m A Celebrity castle were the daily sexual encounters with his stunning girlfriend

Footballer David and French model Maeva began dating in 2016, when they were photographed together in Paris, the same year that he divorced his first wife.

Speaking to The Sun after his eviction from the castle, the sporting icon said: ‘what I missed the most was making love – especially when you do it every day.’

The Tottenham legend admitted that being apart from Maeva made his time in the camp difficult.

Inked: The French beauty also shows off her various tattoos in her saucy snaps, including a large inking on her right shoulder

Inked: The French beauty also shows off her various tattoos in her saucy snaps, including a large inking on her right shoulder

Racy: Maeva has even shared topless snaps of herself
Yummy: She also posts photographs of herself wearing skimpy ensembles

Racy: Maeva has even shared topless snaps of herself, as well as photographs of herself wearing skimpy ensembles

Peace and love: she also has small heart and 'peace-sign' fingers on her left arm

Peace and love: she also has small heart and ‘peace-sign’ fingers on her left arm

The star also admitted to missing much more variety whilst there when it came to the food, saying: ‘In the castle, I missed many things.

‘I missed food, because rice and beans is good for a few days but after two and a half weeks… You know, I don’t think I’m going to eat beans for the rest of my life.’

Jet-set: Maeva loves to document her bikini-clad adventures to far-flung destinations

Jet-set: Maeva loves to document her bikini-clad adventures to far-flung destinations

Busty: Maeva has a penchant for posting sexy lingerie shots
Bikini babe: She also regularly uploads snaps of herself in swimwear

Busty: Maeva has a penchant for posting sexy lingerie and swimwear shots

David suffered a heart attack in 2016, and he was clinically dead for 12 minutes before being resuscitated.

Maeve opened up about his health concerns in an interview with The Sun prior to his arrival in the I’m A Celeb castle.

Glamorous: The model clearly enjoys sunshine and sandy beaches

Glamorous: The model clearly enjoys sunshine and sandy beaches

Mother of two: The mother-of-two shares three-year-old daughter Ever with David, as well as an older daughter, Linoi, with a previous partner (pictured)
Proud: Maeva often shares photographs of her two children

Mother of two: The mother-of-two shares three-year-old daughter Ever with David, as well as an older daughter, Linoi, with a previous partner (pictured)

Five years in: Footballer David and French model Maeva began dating in 2016, when they were photographed together in Paris, the same year that he divorced his first wife

Five years in: Footballer David and French model Maeva began dating in 2016, when they were photographed together in Paris, the same year that he divorced his first wife

‘I am always worried about David’s health and what if something happens like before? I push him to take care of himself but it is a constant battle.

‘David loves to cook and to eat and can eat three plates of food when you have just one. Like most French people, he likes to drink wine and smoke, but I’ve been trying to get him to stop.’

Read more at DailyMail.co.uk

The Changes in Model Risk Management

Model Risk Management

Models have become a commonly used mode of decision-making by businesses. Advanced analytics techniques are being used to create even more complex models in the present times; but the question is: what is a model? A model is a quantitative and mathematical system that helps businesses process input data.

What is model risk management?

Model risk management is the system that oversees the potential risks that might arise out of a faulty or misused model. The aim of this management system is to identify, measure, and mitigate models risks. Banks, insurance companies, and other financial institutions use models to run their operations on a daily basis, and this is where an enterprise risk management model becomes crucial.

With advanced analytics and the association of these financial institutions with big data, various sophisticated models like customer relationship management or fraud detection have become popular. Companies are now investing millions into model risk management training to protect themselves.

Let us explain the importance of such a model with an example. In a 2012 NYTIMES article, J.P. Morgan was faced with a loss of over $6 billion due to the lack of governance and failure of a credit model. This incident has come to be known as the London Whale Trading Incident in the world of finance. Many more such incidents over the last decade have led to a dire need for supervised and regulated model risk management. These institutions also have to possess certain model risk management certifications as per the rules.

What is the potential value of a mature MRM?

A mature MRM framework has the potential to increase the earnings of an institution or business by avoiding losses, reducing costs, and improving capital. Losses can be avoided and costs reduced by increasing the efficiency of operations and other processes. Successful MRM models can improve capital by the reduction of add-ons. However, when a company notices that its MRM framework is not working properly, they generally request add-ons.

What are the four pillars of model risk management?

Any organization must first build a model risk management framework to effectively manage model risks. In this enterprise risk management model framework, different people are allocated different jobs and duties that encompass the pivotal pillars of risk management. For managing the duties, institutions also undergo severe model risk management training programs to upskill people for better functionality. So, what are the four pillars of the risk management framework?

  • Model risk identification and assessment wherein companies try to figure out what the model is exactly.
  • Model risk governance to regulate the system
  • Model risk validation for measurement and mitigation by checking data, conducting backtests, performing benchmarks.
  • Model monitoring and reporting to supervise what is happening in the production.

Model risk management training includes teaching employees these pillars and how to make the best decisions when it comes to implementing certain practices for financial institutions. There are training institutions that provide courses on quantification of model risk, how to measure model risk in AI/ML models, and so on.

Model Risk Management Certification

In this last section of the article, we discuss some model risk management certifications that risk managers can get to be considered qualified for the job. These include the Certified Risk Manager (CRM) certification offered by TNA, the Associate in risk management by the Institutes, the Certified Professional in Health Risk Management certification offered by American Hospital Association, the Project Management Professional certification offered for risk management directors, and many more.

To sum up

Model risk management has become a hot topic over the last couple of years due to its necessity in financial institutions like banks and insurance companies. This article will help you navigate the basics of this framework along with certain other details about model risk management training and certifications.